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Life and Accidental Death & Dismemberment 

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Life insurance coverage
We provide basic employee life insurance from Cigna that pays a benefit to your beneficiary equal to one time your annual base salary — with a minimum of $20,000 and a maximum of $500,000*. There’s no medical underwriting, and coverage begins on your first day of active employment.​ During annual enrollment, you can increase your coverage by one time without medical underwriting!  

The loss of a loved one is an emotional time that can make it hard to think clearly. You and your family may feel overwhelmed by legal paperwork and financial decisions. That’s why we offer life planning services available to Cigna life and AD&D insurance beneficiaries. The services include financial and legal support and grief counseling. To learn more about life planning financial and legal services, contact Cigna at 800-570-3778.

*The amount of life insurance available to you and your spouse reduces at certain ages while insured. If you have reached age 65, but not age 70, you and your spouse's amount of life insurance will be 65% of the amount of life insurance you had prior to age 65. If you have reached age 70 or more, you and your spouse's amount of life insurance will be 50% of the amount you had prior to the first reduction.​

*Other coverage levels for life, AD&D and disability are available for certain executive and physician roles and are v​isible in the PeoplePlace enrollment system.​

Click here to learn how to designate a beneficiary.​


Person covered Basic life insurance we pay for Supplemental coverage you pay for
YouOne times your annual base salary up to $500,000 One to seven times your annual base
salary up to $2 million
Your spouseN/A$10,000
OR
$25,000 increments up to $250,000
(not to exceed your coverage amount)
Your child(ren)$10,000 per eligible child


AD&D insurance coverage

Accidental death and dismemberment coverage (AD&D) pays benefits if you or a covered family member dies or is injured because of an accident. We provide basic AD&D insurance from Unum equal to one time your base pay—with a minimum of $20,000 and a maximum of $500,000. There’s no medical underwriting and coverage begins on your first day of active employment. Note: We do not offer basic AD&D for spouses or children.​


Person covered Basic AD&D insurance we pay for Supplemental coverage you pay for
YouOne times your annual base salary up to $500,000One to seven times your annual base salary up to $2 million
Your spouseN/A$10,000
OR
$25,000 increments up to $250,000
(not to exceed your coverage amount
Your child(ren)$10,000 per eligible ​child


Want to learn more? Browse our Digital Guide