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About the Medical Plans​​​​

​Click on a plan name to learn more!


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Select Exclusive Quality Alliance (SEQA)/Exclusive Quality Alliance (EQA) Plan

    • ​The SEQA plan is for employees making $25.00 or​ less per hour
    • The EQA plan is for employees making $25.01 or more per hour
    • The SEQA​​/EQA plan exclusively includes providers in the Tier 1 BSWQA Network, except in cases of urgent care or emergency
    • You pay copays for non-preventive visits, urgent care, emergency room and prescriptions
    • You can use HRA rollover dollars 
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Preferred Provider Organization (PPO) Plan 

    • This plan has a higher per-paycheck cost, multiple network options (Tiers 1, 2 and 3) and a lower deductible than the HSA plan 
    • ​You pay copays for some services, such as office visits, urgent care, emergency room and prescriptions
    • You can use HRA rollover dollars for expenses incurred in Tier 1, or for urgent/emergency care​
HSA.jpgHealth Savings Account (HSA) Plan
      • ​Optum Bank is our HSA vendor - and there's no monthly fees! 
      • ​Copays are not available
      • You are not able to use HRA rollover dollars 
    Wondering which plan is right for you? Ask Alex!

    ​Alex is our easy-to-use virtual benefits counselor who can help you understand and select your benefits. Alex will ask you a few questions​, explain your options and recommend a plan based on your needs. Use his advice as a guide and be sure to use your other resources before making a final decision. Get started now!

      


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    Want to learn more? Browse our Digital Guide 


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    Wondering what plan is right for you? Ask Alex! 


    Rollover HRA dollars?
    Unused HRA dollars can be used to cover medical expenses (except for pharmacy) incurred from a Tier 1 BSWQA Network provider if you ​​enroll in the SEQA/EQA or PPO plan and receive care from a Tier 1 BSWQA Network provider (except in cases of urgent/emergency care or rare situations when an in-network provider is not available and authorization is provided).


    The funds are available for you to use until they run out, you terminate employment with Baylor Scott & White or switch to the HSA medical plan. Your annual rollover maximum is equal to two times your annual 2018 Tier 1 BSWQA deductible. 


    Click on the SEQA/EQA or PPO plan names to see eligible HRA rollover maximums.