​​Critical Illness & Accidental Injury​

We care about your wellbeing and want to make sure you have a steady source of income during times of unexpected illness or injury. That’s why we’re pleased to introduce two new ways to protect your family and your income: accidental injury and critical illness insurance. Cigna is our vendor for both optional policies. You can enroll in these voluntary benefits through PeoplePlace when you enroll for your other health benefits.​

Think about your regular expenses, big and small. What would happen if you couldn’t cover them? These plans provide additional financial protection for you and your family in case of a covered accident or illness:
        • Coverage can be elected for eligible family members
        • Lump-sum, cash payment to use as you see fit
        • No copays, deductibles, coinsurance, or networks; benefits are not coordinated with other coverage
        • Coverage available at affordable group rates and premiums are paid by payroll deductions
        • Guaranteed-issue available and no medical underwriting is required during annual enrollment, new hire enrollment or changes due to a qualified life event
        • Coverage is also portable with no change to benefits or rates should you ever leave the organization​

Critical Illness Insurance

Everyone has different needs when coping with a critical illness. With Cigna critical illness insurance, you get a benefit paid directly to the covered person, unless otherwise assigned, if they are diagnosed with a covered critical illness. This plan can help ease some of your financial worries so that you can stay focused on your health. You choose how to spend or save your benefit. It can be used for expenses, such as paying for child care or help around the house, travel costs to see a specialist, medical treatment and doctor visits, copays and deductibles and prescription drug costs. Covered critical illnesses include 29 conditions. The plan also pays a $50 per insured person per covered year wellness benefit if a covered health screening is performed (annual check up, colonoscopy, mammogram, etc.). If you elect coverage for your  spouse or dependents, their benefit amount is 100% of your elected benefit amount.

Accidental Injury Insurance

With Cigna accidental injury insura​nce, you get a benefit to help pay for costs associated with a covered accident or injury. It provides a lump sum payment to you, unless otherwise assigned, based on a schedule of covered injuries. The money can be used as you see fit — there are no co-pays, deductibles, coinsurance, restrictions, or network requirements to satisfy. And, the coverage continues even after the first accident to provide additional protection for future accident events. For example, benefits are available for Initial and emergency care, hospitalizations, fractures and dislocations, follow-up care, etc.​